Estate planning provides a special lasting legacy and helps ensure the future of a greener community. Your planned gift of support will be the seed that blossoms season after season, year after year. Some bequests may provide significant tax advantages and yield future income. Please talk to your attorney or financial advisor about your planned giving options. If you’ve already included TheDCH in your estate plans please let us know so that we may include you as a member in the Helen Ayers Detchon Society.

This Society was formed to recognize friends who have included DCH in their long-term financial plans.

Contact Joe Matassino to explore a number of creative options to get a better idea of how your philanthropic and financial goals may be most successfully met:

Bequest

A bequest is a gift of personal property, securities, or cash. There are three levels of bequests:

Unrestricted: TheDCH as an organization decides what to do with this gift. It is quite often the most helpful as we can freely determine when and how to use it depending on our changing needs.

Restricted bequest: You, the donor, can specify how the funds will be used. This offers you the chance to donate to a special project or cause that touches you closely. If you choose this option please discuss your wishes with Joe Matassino to determine if and how your wishes can be best executed.

Endowed bequest: With this type of bequest the principal of your gift is held permanently by TheDCH and only the investment income is used.

Charitable Gift Annuities

This is an easy contractual agreement between a donor and our organization where in the donor provides assets to TheDCH  in exchange for our promise to pay a fixed sum to you for life. You can benefit from substantial income and estate tax benefits if you chose this approach.

Charitable Remainder Trusts

By creating a Charitable Remainder Trust you give money, assets, and securities to a trust created by you that will pay you an income for life (or a set number of years). The trust can also provide income to other beneficiaries of your choice. The remaining balance goes to TheDCH  at the conclusion of the final beneficiary’s life.

Donating IRAs or Other Retirement Plans

Individual Retirement Accounts, company pension, and profit-sharing plans, are other great sources for charitable gifts. If you are beyond 60 and discover you have more retirement resources than you need, you may choose to donate a portion as a charitable gift. This option could potentially reduce your estate and income taxes.

Gift of Life Insurance Policy

Giving the gift of your life insurance policy is one creative way of making a gift that might not otherwise financially possible. If you have a life insurance policy and the beneficiary who originally owned it no longer needs protection, the policy can be transferred to TheDCH as both owner and beneficiary. This option of donating entitles you to an income tax deduction.

This information does not constitute legal advice.

Please speak with your lawyer or financial planner to discuss the option best for you.